As we move into the new year, I wanted to give you some resources. Click below to receive a January menu planner for each week for all meals. This is especially helpful for those of us who homeschool and have to plan breakfasts, lunches, and suppers.
It also includes a Bible reading list to be able to read through the Bible in chronological order. If you have not done this before, it is a really eye-opening approach to what is happening concurrently. Our family found this truly inspirational. It also includes reading through the Psalms, Proverbs, and Ten Commandments.
2021 Financial Planner and Budget
Another thing many of us strive to do is work on our budgets and finances. One thing that has truly helped our family is knowing at the beginning of the year what needs, wants, and dreams we have for the coming year, including savings goals. This helps keep us focused when something bright, shiny, and new comes along. We can look at this and remember what our priorities really are. You may even find that something you needed becomes a blessing when someone else provides for those needs in an unexpected way.
There is a tab for debts so you can see where you stand at the beginning of the year, remember monthly payment due dates, and assess your progress by comparing this year with the next. Right click the Pivot table on the page and select Refresh to update with your actual information.
It includes an amortization schedule to help you estimate how long it will take you to pay off a certain debt given a monthly payment amount for the annual interest rate given.
It starts with suggestions for income and expenses that you can manage for a weekly pay period on Fridays through February 2021. That can be adjusted. Once you get your tabs set up the way you want, you can duplicate them through the end of the year. Do make sure to select the "Starting Balance" field by going to the prior week's tab and selecting the Balance field E23, currently. For those new to this, type = then go to the other tab and select the field with the balance amount and press <Enter>. It will go back to the desired page with the final balance from the previous page provided.
It even includes a field to Clear those items that have already come through.
I hope these resources are helpful for you.